Who does not know Dave Ramsey, the financial guru who is a radio show host with over 15 million listeners and a best-selling author as well? Unless you have been living under a rock, you would know Dave Ramsey is known for helping thousands of families become debt-free by using his recently launched SmartVestor Pro Program. In this article, we will talk about all there is to know about Dave Ramsey’s SmartVestor Pro so that if you are considering trying them, you know where you are headed and can make an informed decision.
What is SmartVestor Pro?
Dave Ramsey had a similar investing program called the Endorsed Local Provider (ELP) program that was shut down and then it was replaced by SmartVestor Pro. SmartVestor Pro is an advertising service for investing professionals. Not everyone can be a SmartVestor Pro and only the people who adhere to Dave Ramsey’s Code of Conduct can pay to be listed on his official website and then start practicing as a SmartVestor.
A SmartVestor Pro will educate you all about your financial options and planning and investment principles so that you can make an informed and well-educated decision regarding your finances. Just like Dave Ramsey, all the SmartVestor Pro professionals believe that the way to build wealth and have a great retirement plan is to pay off all your debt and start investing long-term. You can read all the points of the Code of Conduct and guidelines required for professionals to agree on Dave Ramsey’s Website.
Why Use SmartVestor Pro?
If you use SmartVestor Pro, you know that these professionals will give you advice that reflects Dave Ramsey’s investment principles. Since the main purpose of building this program, according to Dave Ramsey, is to help everyone receive the same advice he would give, all the SmartVestor Pro professionals have the same mindset. They also follow the same rules and guidelines. So, this is why you know for sure that you are getting a piece of advice similar to what Dave Ramsey, himself, would have given you.
SmartVestor Pros call themselves teachers that are there to educate you about all your investment needs rather than dealing with you as a salesman or a financial planner. They have hundreds of investment options that you can choose from based on your particular needs. SmartVestor Pro advertise about being connected to their clients and developing a personal bond with them and treating their dreams as their own. Some of the features that SmartVestor Pro has includes:
- SmartVestor Pros have a client-first mentality:
SmartVestor Pros work together with you to create a plan solely based on your needs to help you work towards achieving your set of goals. Since the firm is independent and there is no parent company, the loyalty of the SmartVestor Pro belongs only to the clients and every decision that is taken is in the best interest of the client.
- SmartVestor Pros care about your future:
As we already discussed, SmartVestor Pros have the same mindset as Dave Ramsey which means they believe that the only way to prepare for your retirement and grow your wealth is to pay off all your debt and make investment decisions for the long term. SmartVestor Pros will make sure all the investments you make are fully incorporated into your life. They will educate you in all aspects from helping you understand what you should invest in and why you should invest in it, as well a provide you the encouragement and help you need to keep the investment long-term so you get maximum benefits.
What Can SmartVestor Pro Help You With?
Financial investments and planning do not adhere to a one-size-fits-all approach and hence, each plan has to be created according to the client’s needs and requirements. There are over 50 SmartVestor Pro advisors in the US and you can connect with them either in person or virtually. You will be able to get help from a financial planner no matter what you need help with, as SmartVestor Pros are professionals who can help you with all your financial planning needs such as:
- College Expenses
- 401(k) Management
- Comprehensive Financial Planning
The easy-to-understand methods that SmartVestor Pros teach you will help you understand all the financial aspects of any decision you take. SmartVestor Pros promise to provide you with the highest quality financial planning and educate you along the way so that you are well-informed about every step you take.
Reviews of SmartVestor Pro:
Like every program, SmartVestor Pro also has some negative reviews and you will easily be able to find them on the net. Some people claim that these professionals do not really listen to their side of the topic and make decisions that are solely dependent upon their strategies rather than working together with them. You will also be able to find a lot of people claiming that this program is a fraud and you will lose all your money. Similarly, you will also find a log of positive reviews as well that talk about how this program finally helped them pay off their huge debts or how their SmartVestor Pro agents were amazing and helpful. People have shared their good and bad experiences with SmartVestor Pro and it is your choice which side of the story you want to believe in.
There will be a lot of people raving about how great the customer service is and how they were able to meet their financial goals. While there are also many articles claiming why SmartVestor Pro is bad for your wealth. If you are a Dave Ramsey fan and agree with his thoughts and principles, then maybe you would want to try SmartVestor Pro to see if it works out for you. The best way, however, to go ahead before trying to dip your feet in anything new is to research it. We recommend you read up as many reviews as you can and then make the decision whether you want a SmartVestor Pro to help you manage your financial decisions and investments or not.